Edition: August 2004



 Local Lender$

 By Richard Acello



Shop Talk with Larry Hartwig

What keeps you up at night?

Developing a workable plan to accelerate the growth and profitability of the bank and the best ways to grow and acquire staff with skills to meet our goals.

Five years from now…

There will always be a strong market for good community banks that can balance returns for the shareholders and still provide a culture of service and excellence for the customer. Small businesses like to deal with decision makers and so long as that creativity remains, community banks can control 15 percent to 20 percent of the marketplace.

Have you benefited from having a mentor?

Early in my career with Bank of America as a corporate lender, I was fortunate to be able to work closely with A.W. “Tom” Clausen, who became the CEO of BofA. He was a strong and demanding leader who maintained high standards. Those things have served me well during my 14 years of running community banks.

Any hobbies?

Golf, bird hunting, fly fishing and travel with my wife.


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