Edition: December 2004



 Local Lender$

 By Richard Acello



Point Loma Community Bank Details

Point Loma Community Bank
1350 Rosecrans St.
San Diego, CA. 92106
pointlomabank.com
Phone: (619) 243-7900

President and/or CEO: Tony Calabrese, 47

Date opened for business: Aug. 2, 2004

  • Assets as of latest quarter: $14.3 million

  • ROA: Just opened in August

  • Core capital as percentage of assets: 52.86 percent

  • Provision for loan losses: 1.31 percent

  • Plant the flag: Single location in Point Loma

  • Employment: 11

  • Directors:

    John S. Lewis
    , president of Western Regions, Capitol Bancorp Ltd.

    Scott Andrews, president and COO, First Southern California Bancorp.

    William T. Fiedler, president, Fiedler Construction Co.

    Harold Grafton, president, Cement Cutting Inc.

    Ted Griffith, owner, Pacific Tugboat Service and Pearson Marine Fuel.

    Marcia Haas, real estate broker, investor.

    Julius Paeske Jr., president, Commercial Facilities Inc.

    Mark Winkler, real estate broker.

    Arthur DeFever, pending regulatory approval.

    Gregg W. Beatty, dentist, pending regulatory approval.

  • Key personnel: Gary Houseman, chief credit officer; Hector Zatarain, commercial loan officer.

  • Niche or target customer and lending limit: Primary focus is on the small to medium-sized business and professional practices in the greater Point Loma community. Lending limit: $1.1 million, or $3 million in participation.

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