1st Pacific Bank of California
7728 Regents Road, Ste. 503
San Diego, CA 92122
(858) 677-7860

President and/or CEO: Vince Siciliano, 53.

Opened for business: Nov. 17, 2000.

• Assets as of latest quarter: $144.3 million for quarter ended Dec. 31.
  
  
• ROA: 1.43 percent
  
  
• Core capital as percentage of assets: 10 percent
  
  
• Provision for loan losses: $190,000
  
  
• Plant the flag: In addition to La Jolla Golden Triangle HQ, 1st Pacific has branches in Oceanside and Mission Valley.
  
  
• Employment: Currently employ 46.
  
  
• Directors:
  
  James Knight, medical doctor, chairman.
  
  Susan Lew, entrepreneur, Emerald Chinese Seafood Restaurant, former San Diego Port commissioner, vice chairman.
  
  Bob Cange, CEO, Cange International, Inc.
  
  Richard Chen, CEO, Paxanic LLC.
  
  Albert Colucci, CEO, CBC Investments.
  
  Jeffrey Dunham, CEO, Dunham and Associates.
  
  Al Logan, partner, Hutchinson and Bloodgood LLP.
  
  
• Key personnel: Vince Siciliano, CEO; James Burgess, CFO; Rick Revier, COO. Burgess and Revier worked together at Rancho Vista Bank
  
  
• Niche or target customer: Full service business bank for small to middle size businesses including real estate developers. Also, firms and commercial businesses with sales ranging from $1 million to $30 million. The bank is an active SBA lender. Lending limits of up to about $4 million real estate loans and about $2.3 million for business loans.