Contact Info

San Diego Metropolitan Credit Union
9212 Balboa Ave.
San Diego, CA 92123
Phone: 619-297-4835
Web: sdmcu.org

• President and CEO: Joe Schroeder, 51
  
  
• Opened for business: SDMCU was opened in 1934 by employees of the city of San Diego.
  
  
• Assets as of latest quarter: $280 million.
  
  
• Capital (accumulated earnings): About $29 million.
  
  
• ROA: 1.77 percent as of June 30.
  
  
• Core capital as percentage of assets: 10.62 percent.
  
  
• Provision for loan losses: Charge off to average loan percentage is .77 percent.
  
  
• Loan to deposit ratio: 86 percent.
  
  
• Plant the flag: Five branches located in Chula Vista, Kearny Mesa, Downtown, Linda Vista and El Cajon with two more planned in North County.
  
  
• Employment: 100 employees

Directors

• Michael Ahlering, chairman. Director of operations, San Diego Wild Animal Park.
  
  
• D. Cruz Gonzalez, vice chairman. Retired, city of San Diego.
  
  
• Marcia McLatchy, treasurer. Retired director of the city of San Diego Parks and Recreation Department.
  
  
• Ron Villa, San Diego Police Department.
  
  
• Robert Lawrence, retired, city of San Diego.
  
  
• Charles Yackly, retired, city of San Diego.
  
  
• Ronald Yagura, retired, Port of San Diego
  
  
• Bill Farrar, San Diego Police Department.

Key personnel

Schroeder and Chief Financial Officer Adele Sandberg, Chief Operating Officer Gloria Liberti.

Niche or target customer

Chiefly, city employees of San Diego, employees of the zoo and the police and fire departments. SDMCU has a community charter, which means most county residents can become members.