Edition: December 2006



 Local Lender$

 By Richard Acello



Home Bank of California Details

Contact Info

Home Bank of California
875 Garnet Ave.
San Diego, CA 92109
Phone: (858) 459-4044
Fax: (858) 459-5444
E-mail: bwebb@lajollasavers.com

  • President/CEO: Byron B. Webb, Jr., 80

  • Date opened for business: Oct. 21, 1981

  • Assets: $162.3 million

  • ROA: 2.26 percent

  • Risk-based capital as percentage of assets: 14.03 percent

  • Provision for loan losses: 1.3 percent

  • Plant the flag: in addition to the main office in Pacific Beach, one branch in Oceanside.

  • Employment: 23

Directors

  • Jeanette P. Webb, secretary, La Jolla Savers & Mortgage Fund

  • Walter A. Chenowethfirst vice president (Retired), Coldwell Banker Commercial Real Estate

  • Roger M. Stewart, senior vice president (Retired), First Interstate Bank

  • Thomas A. Henry, Jr., attorney-at-Law

Key personnel

  • Bob Bray, executive vice president

  • Manuel M. Coito, vice president/chief financial officer

  • Keri E. Martin, vice president, operations

Niche or target customer

Income-producing property loans in San Diego County, including commercial, industrial, retail, or apartments.


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