Edition: January 2006



The Guide To Small And
Micro Business Resources



BUSINESS

Downtown San Diego Partnership
(619) 234-0201
downtownsandiego.org

San Diego Regional Chamber of Commerce
Phone: (619) 232-0124
sdchamber.org

Rancho Bernardo Chamber of Commerce
Phone: (858) 487-1767
ranchobernardochamber.org

Carlsbad Chamber of Commerce
Phone: (760) 931-8400
carlsbad.org

East County Chamber of Commerce
Phone: (619) 440-6161
eastcountychamber.org

Chula Vista Chamber of Commerce
Phone: (619) 420-6603
chulavistachamber.org

National City Chamber of Commerce
Phone: (619) 477-9339
nationalcitychamber.org

San Diego County Hispanic Chamber of Commerce
Phone: (619) 702-0790
sdchcc.com

San Diego African American Chamber of Commerce
Phone: (619) 262-2121
goldcoastclassic.net

Asian Business Association
Phone: (619) 235- 8880
abasd.org

Greater San Diego Business Association
Phone: (619) 296-4543
gsdba.org

San Diego Regional Economic Development Corp.
Phone: (619) 234-8484
sandiegobusiness.org

East County Economic Development Council
Phone: (619) 258-3670
eastcountyedc.org

South County Economic Development Council
Phone: (619) 424-5143
sandiegosouth.com

San Diego North Economic Development Council
Phone: (760) 598-9311
sdnedc.org

San Diego Convention & Visitors Bureau
Phone: (619) 236-1212
sandiego.org

San Diego North Convention & Visitors Bureau
Phone: (760) 745-4741; toll-free: (800) 848-3336
sandiegonorth.com

Disabled Businesspersons Association
Phone: (619) 594-8805
disabledbusiness.com

National Association of Women Business Owners
Phone: (619) 683-9595
nawbo-sd.org

MANAGEMENT ASSISTANCE

Foundation for Enterprise Development
Phone: (858) 459-4662
fed.org

Service Corps of Retired Executives (SCORE)
Phone: (619) 557-7272
score-sandiego.org

San Diego Wholesale Credit Association
Phone: (619) 239-8191
gothere.com/sdwca/credit.htm

San Diego Employers Association
Phone: (858) 679-7332
sdea.com

Beyster Institute
at the Rady School, UCSD
Phone: (858) 826-1688
beysterinstitute.org

FINANCE

Accion San Diego
Phone: (619) 685-1380
accionsandiego.org

California Southern Small Business Development
Phone: (619) 232-7771
casouth.com

CDC Small Business Finance Corp.
Phone: (619) 291-3594
cdcloans.com

U.S. Small Business Administration San Diego District Office
Phone: (619) 557- 7250
sba.gov/regions/states/ca/sandiego

TECHNOLOGY

San Diego Telecom Council
Phone: (858) 535-5135
sdtelecom.org

San Diego Venture Group
Phone: (619) 308-9423
sdvg.org

Biocom
Phone: (858) 455-0300
biocom.org

San Diego Software Industry Council
Phone: (858) 793-6655
sdic.org

American Electronics Association San Diego
Phone: (858) 452-9288
aeanet.org/aeacouncils/sdcouncilstart.asp

UCSD Connect
Phone: (858) 964-1300
connect.org

PERMITS, LICENSES

Business Personal Property Tax
County of San Diego Assessor/Recorder/Clerk
Phone: (619) 237-0502
sdcounty.ca.gov/arcc/index.html

Sign Permits
City of San Diego Planning and Development Review Department
Phone:(619) 446-5000
sannet.gov/development-services/devrev.shtml

Business Certificate
City of San Diego Treasurer
Phone: (619) 236-6173
County of San Diego Department of Environmental Health
Phone: (619) 338-2222
sdcounty.ca.gov/deh

Check on Required State Licenses
State of California Consumer Affairs Office
Phone: (800) 952-5210
dca.ca.gov

State Employer Tax Identification Number
Employment Development Department, Tax Office
Phone: (619) 516-1920
edd.ca.gov

Wastewater Discharge Permit
City of San Diego Metropolitan Wastewater Department
Phone: (858) 292- 6300
sannet.gov/mwwd

Air Pollution Control Permits
Phone: (858) 650-4700
sdapcd.co.san-diego.ca.us

Trademark Registration
Secretary of State
Phone: (916) 653-3506
ss.ca.gov/business/ts/ts.htm

Alcoholic Beverage License
State of California Department of Alcoholic Beverage Control
Phone: (619) 525-4064
abc.ca.gov

Seller’s Permit
State of California Board of Equalization
Phone: (619) 525-4486
boe.ca.gov

Workers Compensation
California Industrial Relations Department Division of Workers Compensation
Phone: (800) 736-7401
dir.ca.gov

State Requirements Related to Employees
State of California Industrial Relations Department
Division of Labor Standard
Phone: (619) 767-2280
dir.ca.gov

Water Connection
City of San Diego Water Department
Phone: (619) 515-3500
sannet.gov/water

Federal Requirements Related to Employees
Internal Revenue Services
Phone: (800) 829-1040
irs.gov

State/Corporate Income Tax
State of California Franchise Tax Board- Walk in Services Only
Phone: (800) 852-5711
ftb.ca.gov/index.html

San Diego Regional Permit Assistance Center
Phone: (619) 236-5938
calgold.ca.gov

Grading Permit
City of San Diego Planning and Development Review Department
Phone: (619) 446-5000
sannet.gov/development-services/devrev.shtml

Commercial Refuse Collection
City of San Diego Environmental Services Department
Phone: (858) 573-1211
sannet.gov/environmental-services

Incorporation
Secretary of State
Phone: (916) 653-3506
ss.ca.gov/business/ts/ts.htm

State Contractor’s Bureau
Phone: (800) 321-2752
cslb.ca.gov

LEGAL

United States Bankruptcy Court
Southern District of California
Phone: (619) 557-5620
casb.uscourts.gov

Consumer Credit Counseling Service
Phone: (619) 542-0400
ccsintl.org

BANKS

San Diego National Bank
Robert B. Horsman, president and CEO
(619) 231-4989
sdnb.com

Imperial Capital Bank
George Halitgowski, CEO, chairman, president of board
Phone: (858) 551-0511
imperialcapitalbank.com

Silvergate Bank
Dennis Frank, chairman and CEO
Phone: (619) 460-2265
silvergatebank.com

Southwest Community Bank
Frank J. Mercardante, CEO
Phone: (760) 634-6400
swcbank.com

California Bank & Trust
Jason Severson, Golden Triangle branch manager
Phone: (858) 677-2990
calbanktrust.com

Borrego Springs Bank
Frank V. Riolo, co-chairman and CEO;
David H. Van Cleve, co-chairman
(619) 668-5159
borregospringsbank.com

First National Bank of North County
Robert E. Hahn, president;
Jonie James, CEO
Phone: (760) 471-1051
fnbnorthcounty.com

Rancho Bernardo Community Bank
Alan L. Douglas, president and CEO
Phone: (858) 451-9100
rbcommbank.com

First United Bank
Andrew C. Yip, president
Phone: (858) 496-3800

Community National Bank
Michael J. Perdue, president and CEO
Phone: (760) 432-1100
comnb.com

Neighborhood National Bank
Robert McGill, chairman and CEO
Phone: (619) 239-3360
neighborhoodnationalbank.com

First National Bank
Bob Borgman, president and CEO
Phone: (619) 233-5588
banksandiego.com

Armed Forces Bank of California
Tom Hammons, CFO
Phone: (619) 231-0018
afbca.com:80

San Diego Community Bank
Tom King, president and CEO
Phone: (619) 425-5000
fibnk.com

1st Pacific Bank
A. Vincent Siciliano, president and CEO
Phone: (858) 677-7860
1stpacbank.com

Sunrise Bank of San Diego
Randy Cundiff, president and CEO
Phone: (858) 625-9050
sunrisebanksandiego.com

Bank of Internet USA
Gary Lewis Evans, president
Phone: (858) 350-6200
bankofinternet.com

San Diego Trust Bank
Michael Perry, president and CEO
Phone: (619) 525-1700
sandiegotrust.com

Bank of Escondido
Michael R. Peters, president and CEO
Phone: (760) 520-0400
bankescondido.com

California Community Bank
Larry D. Hartwig, CEO/Director
Phone: (760) 888-1100
calcommunitybank.com

Seacoast Commerce Bank
Larry Benthien, president and CEO
Phone: (619)476-7776
seacoastcommercebank.com

Torrey Pines Bank
Robert Sarver, chairman and CEO;
Gary Cady, president
Phone: (619) 233-2500
torreypinesbank.com

Legacy Bank
Martin Dickinson, director, president and CEO
Phone: (858) 777-4900
legacysandiego.com

Security Business Bank of San Diego
Paul F. Rodeno, president and CEO
Phone: (619)231-8500
securitybusinessbank.com

Landmark National Bank
Ronald Carlson, president and CEO
Phone: (858) 509-2700
landmarknationalbank.com

Discovery Bank
James B. Kelley, president and CEO
Phone: (760)736-8900
Discovery-Bank.com

Regents Bank NA
Dan Yates, president and CEO
Phone: (858)729-7700
regentsbank.com

Rancho Santa Fe Thrift & Loan
Michael L. Johns, president and CEO
Phone: (760) 736-2000

Balboa Thrift & Loan
Ted Monzingo, CEO
Phone: (619) 397-7700
balboathrift.com

Pacific Trust Bank
Hans Ganz, president and CEO
Phone: (619)691-1519
pacifictrustbank.com

Home Bank of California
Byron B. Webb, president/chairman
Phone: (858) 270-5881
homebankofcalifornia.com

CREDIT UNIONS

Cabrillo Credit Union
Robin Lentz, CEO
Phone: (619) 687-2500
cabrillocu.com

California Coast Credit Union
James L. McPheters, CEO
Phone: (858) 495-1655
calcoastcu.org

Financial 21 Community Credit Union
Gene Roberts, CEO
Phone: (619) 233-3101
financial21.com

First Future Credit Union
Marla Shepard, CEO
Phone: (858) 450-4400
firstfuture.org

North Island Credit Union
Michael Maslak, CEO
Phone: (619) 656-6525
myisland.com

Point Loma Credit Union
Theodore H. Dennis, CEO
Phone: (858) 495-3400
plcu.com

San Diego Medical Federal Credit Union
Paul Lewis, CEO
Phone: (619) 641-1100
sdmfcu.org

San Diego Metropolitan Credit Union
Stuart Camblin, CEO
Phone: (619)297-4835
sdmcu.org

United Services of America Federal Credit Union
Mary Cunningham, CEO
Phone: (858) 831-8100
usafedcu.org

USE Credit Union
Linda Baughman, CEO
Phone: (619) 574-8706
usecu.org

Ketema Federal Credit Union
Faith Mitchell, CEO
Phone: (619) 588-3414
ketemafcu.com

LMCC Employees Credit Union
Penny Dunn, CEO
Phone: (619) 462-7030

San Diego County Credit Union
Rod Calvao, CEO
Phone: (877) 732-2848
sdccu.com

Mission Federal Credit Union
Ron C. Martin, CEO
Phone: (858) 524-2850
missionfcu.org

California Feminist Federal Credit Union
Teryl Springstead, CEO
Phone: (619) 298-1412
feministcu.org

Escondido Federal Credit Union
Jeanine Acevedo, CEO
Phone: (760) 839-6225
escondidofcu.com

El Cajon Federal Credit Union
Aletta M. Bostock, CEO
Phone: (619) 579-0941
elcajonfcu.com

Inland Federal Credit Union
Robert C. Heim, CEO
Phone: (619) 444-5656
inlandfederal.org

Great American Credit Union
John C. Weaver, CEO
Phone: (619) 296-5800
greatamericancu.org

Miramar Federal Credit Union
Max R. Paul, CEO
Phone: (858) 695-9494
miramarfcu.org

Pacific Marine Credit Union
David L. Davis, CEO
Phone: (760) 430-7511
pmcu.com

San Diego Firefighters Federal Credit Union
Ed Daley, CEO
Phone: (619) 283-5477
sdffcu.org

Paradise Valley Federal Credit Union
John Pressler, CEO
Phone: (619)475-4313
paradisevalleyfcu.org

Pacific Marine Credit Union
David L. Davis, CEO
Phone: (760) 430-7511

Grossmont Schools Federal Credit Union
Steven A. Devan, CEO
Phone: (619) 588-1515
gsfcu.org

North County Credit Union
Patricia A. Hamilton, CEO
Phone: (858) 487-1880 X3113
Fax: (858) 487-8840
northcountycu.org

Carlsbad City Credit Union
Merged with Cabrillo Credit Union

Chula Vista City Employees Federal Credit Union
Michele McCarte, CEO
Phone: (619) 691-5840

San Diego JACL
Eileen R. Takahashi, CEO
Phone: (619) 230-0313

Sony San Diego Employees Federal Credit Union
Sandra D. Crane, CEO
Phone: (858) 942-2775
ssdefcu.com

United Western States Regional Federal Credit Union
Frank Nicholas, CEO
(619) 702-0155

Faith Based Federal Credit Union
Daniel Scott, CEO
(760) 435-0600

GOVERNMENT

City of San Diego Office of Small Business
Phone: (619) 685-1390
sannet.gov/economic-development/business-assistance/small-business

City of San Diego
sannet.gov

County of San Diego
Phone: (858) 694-3900
co.san-diego.ca.us

Port of San Diego
(619) 686-6200
portofsandiego.org

City of Carlsbad
ci.carlsbad.ca.us

City of Chula Vista
ci.chula-vista.ca.us

City of El Cajon
ci.el-cajon.ca.us

City of Encinitas
ci.encinitas.ca.us

City of Escondido
ci.escondido.ca.us

City of La Mesa
cityoflamesa.com

City of Lemon Grove
ci.lemon-grove.ca.us

City of Oceanside
ci.oceanside.ca.us

City of Poway
ci.poway.ca.us

City of Santee
ci.santee.ca.us

City of Vista
ci.vista.ca.us

City of Coronado
coronado.ca.us

City of Del Mar
delmar.ca.us

City of Imperial Beach
cityofib.com/city-hall.htm

City of Lemon Grove
ci.lemon-grove.ca.us

City of National City
ci.national-city.ca.us

City of Solana Beach
ci.solana-beach.ca.us/home.cfm