What are your hobbies or relaxations?

Watching my sons play soccer, reading, sudoku puzzles and traveling.

Did you ever have a mentor and what did he/she teach you?

Yes, I had a mentor. He taught me to stand up for my own credit decisions and never put my name on a credit when I didn’t agree with the decision.

Five years from now, community banks will…

…still be serving the banking needs of entrepreneurial businesses in the San Diego market.

What keeps you up at night?

Nothing, except the full moon occasionally.