Edition: February 2007



Countywide Bank Deposits of San Diego,
1996 to 2006, Grow $2.4 Billion Annually



Bank deposits in San Diego County grew from $23.0 billion to $47.25 billion in the decade ended June 30, 2006. Perusal of the 1996 list at left is a reminder of the dearly departed – Scripps Bank, Peninsula, Bank of Commerce, Grossmont, Cuyamaca and others. The excitement is in the ’05 to ’06 comparison, when Bank of America lost ground. Among the locals that gained deposits and market share were San Diego National Bank, Pacific Trust Bank, Bank of Internet, Torrey Pines Bank, Regents Bank, Imperial Capital, Discovery Bank and Point Loma Community Bank, among others. Only financial institutions insured by the FDIC are included, hence no credit unions. The FDIC provided all the raw data.

San Diego County
Bank Deposits in 2006
Institution Name Deposits $000 Market Share
Bank of America 8,043,653 17.02%
Wells Fargo 7,588,133 16.06%
Washington Mutual 7,246,059 15.33%
Union Bank of California 4,631,254 9.80%
California Bank & Trust 2,573,368 5.45%
San Diego National Bank 2,055,567 4.35%
World Savings Bank 1,858,265 3.93%
U.S. Bank 1,697,909 3.59%
Citibank West 985,199 2.08%
Downey Savings & Loan 871,679 1.84%
La Jolla Bank 753,907 1.60%
First National Bank 749,896 1.59%
First Republic Bank 701,888 1.49%
Comerica Bank 604,549 1.28%
Community National Bank 577,312 1.22%
Placer Sierra Bank 539,995 1.14%
Temecula Valley Bank 454,471 0.96%
Pacific Trust Bank 434,744 0.92%
Bank of Internet 434,323 0.92%
Torrey Pines Bank 397,669 0.84%
Bank of the West 281,884 0.60%
Wachovia Bank 279,348 0.59%
1st Pacific Bank 249,781 0.53%
City National Bank 194,143 0.41%
Regents Bank 176,973 0.37%
Imperial Capital Bank 168,372 0.36%
Discovery Bank 135,425 0.29%
Silvergate Bank 119,462 0.25%
Home Bank of California 118,891 0.25%
Commercial Capital Bank 110,956 0.23%
Ironstone Bank 106,605 0.23%
Security Bus Bk of San Diego 106,080 0.22%
Landmark National Bank 99,936 0.21%
Guaranty Bank 97,913 0.21%
First NB of North County 89,302 0.19%
Vineyard Bank 87,952 0.19%
California Community Bank 87,138 0.18%
1st Centennial Bank 86,219 0.18%
Neighborhood National Bank 81,940 0.17%
Metro United Bank 81,510 0.17%
Balboa Thrift & Loan 81,364 0.17%
San Diego Community Bank 75,036 0.16%
Hanmi Bank 73,329 0.16%
Northern Trust Bank 71,310 0.15%
First Bank 68,734 0.15%
San Diego Trust Bank 68,660 0.15%
Rancho Santa Fe Thrift & Loan 68,384 0.14%
Bank of Escondido 65,739 0.14%
Fireside Bank 64,393 0.14%
Rabobank 64,329 0.14%
Borrego Springs Bank 63,294 0.13%
Center Bank 58,578 0.12%
Banco Popular North America 53,373 0.11%
Sunrise Bank of San Diego 50,280 0.11%
Seacoast Commerce Bank 48,219 0.10%
Pacific Mercantile Bank 43,570 0.09%
Ramona National Bank 42,795 0.09%
Cathay Bank 38,533 0.08%
Community Commerce Bank 38,138 0.08%
International City Bank 36,906 0.08%
Point Loma Community Bank 35,548 0.08%
Pacific Capital Bank 32,984 0.07%
Inland Empire National Bank 19,855 0.04%
Coronado First Bank 13,658 0.03%
Armed Forces Bank 10,056 0.02%
Pacific Coast National Bank 8,584 0.02%
State Bank of India 2,266 0.00%
BBVA Bancomer Usa 770 0.00%
Fort Sill National Bank 411 0.00%
TOTALS $47,258,766 100%
San Diego County
Bank Deposits in 2005
Institution Name Deposits $000 Market Share
Bank of America 8,471,315 18.19%
Wells Fargo 7,199,576 15.46%
Washington Mutual 7,174,218 15.41%
Union Bank of California 4,948,563 10.63%
California Bank & Trust 2,566,454 5.51%
San Diego National Bank 2,000,245 4.30%
U.S. Bank 1,901,872 4.08%
World Savings Bank 1,672,859 3.59%
Citibank West 871,836 1.87%
First National Bank 853,189 1.83%
Downey Savings & Loan 809,385 1.74%
La Jolla Bank 672,343 1.44%
Comerica Bank 649,737 1.40%
Community National Bank 539,547 1.16%
First Republic Bank 528,270 1.13%
Southwest Community Bank 466,822 1.00%
Pacific Trust Bank 392,942 0.84%
Bank of Internet 379,950 0.82%
Temecula Valley Bank 346,798 0.74%
Bank of the West 329,316 0.71%
Torrey Pines Bank 295,043 0.63%
Western Financial Bank 214,541 0.46%
1st Pacific Bank 206,889 0.44%
City National Bank 201,039 0.43%
Regents Bank 140,768 0.30%
Imperial Capital Bank 136,095 0.29%
Silvergate Bank 133,601 0.29%
Home Bank of California 132,560 0.28%
Commercial Capital Bank 118,218 0.25%
Rancho Bernardo Cmty Bank 112,558 0.24%
Discovery Bank 106,590 0.23%
Borrego Springs Bank 100,938 0.22%
Guaranty Bank 97,465 0.21%
First NB of North County 96,812 0.21%
1st Centennial Bank 93,390 0.20%
First United Bank 89,421 0.19%
Security Bus Bank of San Diego 83,096 0.18%
Neighborhood National Bank 81,580 0.18%
Northern Trust Bank 79,183 0.17%
Landmark National Bank 74,632 0.16%
Balboa Thrift & Loan 73,742 0.16%
Irontstone Bank 72,946 0.16%
San Diego Community Bank 71,831 0.15%
Rancho Santa Fe Thrift & Loan 69,260 0.15%
Center Bank 68,332 0.15%
California Bank & Trust 66,180 0.14%
Fireside Bank 66,024 0.14%
Rabobank 65,912 0.14%
San Diego Trust Bank 61,361 0.13%
Hanmi Bank 57,272 0.12%
Cathay Bank 53,638 0.12%
Bank of Escondido 50,366 0.11%
Banco Popular North America 49,325 0.11%
Ramona National Bank 48,896 0.11%
Sunrise Bank of San Diego 46,467 0.10%
Pacific Capital Bank 41,002 0.09%
Seacoast Commerce Bank 37,687 0.08%
International City Bank 36,904 0.08%
Legacy Bank 33,167 0.07%
Community Commerce Bank 29,906 0.06%
Point Loma Community Bank 28,019 0.06%
Pacific Mercantile Bank 26,246 0.06%
Inland Empire National Bank 20,773 0.04%
First Bank 6,662 0.01%
Armed Forces Bank 6,381 0.01%
Pacific Coast National Bank 1,267 0.00%
Fort Sill National Bank 428 0.00%
TOTALS $46,559,650 100%
San Diego County
Bank Deposits in 1996
Institution Name Deposits $000 Market Share
Wells Fargo Bank 4,511,291 19.57%
Bank of America 4,120,264 17.88%
Home Savings of America 2,447,955 10.62%
Union Bank of California 2,366,163 10.27%
Great Western Bank 2,336,676 10.14%
Glendale Federal Bank 870,089 3.77%
Regency Savings Bank 682,411 2.96%
Grossmont Bank 465,939 2.02%
Downey Savings and Loan 338,033 1.47%
Girard Savings Bank 308,609 1.34%
Peninsula Bank of San Diego 303,090 1.31%
First Republic Thrift & Loan 287,269 1.25%
World Savings and Loan 252,967 1.10%
Bank of Commerce 245,201 1.06%
Scripps Bank 236,714 1.03%
Western Financial Savings Bank 193,255 0.84%
Hemet Federal Savings and Loan 185,752 0.81%
First Pacific National Bank 184,192 0.80%
San Diego National Bank 160,844 0.70%
Valle de Oro Bank 159,070 0.69%
Bank of Southern California 143,642 0.62%
First National Bank 132,070 0.57%
North County Bank 129,715 0.56%
Imperial Bank 123,995 0.54%
Metrobank 113,842 0.49%
First Fidelity Thrift and Loan 111,923 0.49%
La Jolla Bank 106,023 0.46%
Rancho Santa Fe National Bank 102,969 0.45%
Sumitomo Bank of California 85,482 0.37%
U.S. Community Savings Bank 81,948 0.36%
Rancho Vista National Bank 77,261 0.34%
Palomar Savings and Loan 73,604 0.32%
American Savings Bank 73,436 0.32%
Fallbrook National Bank 64,205 0.28%
Pacific Crest Investment and Loan 62,150 0.27%
Capital Bank of North County 56,971 0.25%
Sanwa Bank California 56,416 0.24%
City National Bank 55,907 0.24%
Fireside Thrift Company 55,372 0.24%
First International Bank 52,090 0.23%
Pacific Commerce Bank 51,742 0.22%
San Dieguito National Bank 50,495 0.22%
California Commerce Bank 46,329 0.20%
Flagship Bank 45,952 0.20%
Home Investment and Loan 45,037 0.20%
First National Bank of North County 36,228 0.16%
Bank of Coronado 33,463 0.15%
Cuyamaca Bank 32,978 0.14%
San Diego First Bank 32,423 0.14%
Community Thrift and Loan 30,414 0.13%
General Bank 30,295 0.13%
Balboa Thrift and Loan 29,947 0.13%
California Thrift and Loan 28,968 0.13%
Manufacturers Bank 20,654 0.09%
Inland Empire National Bank 19,299 0.08%
Borrego Springs Bank 17,950 0.08%
Northern Trust Bank of California 16,686 0.07%
Rancho Santa Fe Thrift & Loan 13,558 0.06%
Tokai Bank of California 13,277 0.06%
Imperial Thrift and Loan 13,035 0.06%
Southern California Bank 11,467 0.05%
Valley Independent Bank 6,464 0.03%
Capitol Thrift and Loan 4,491 0.02%
Silvergate Thrift and Loan Company 4,169 0.02%
First American Trust Company 0 0.00%
TOTALS $23,050,126 100%


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