Edition: February 2007



Chula Vista’s Fastest-
Growing Market



Chula Vista enjoyed one of the fastest — if not the fastest — deposit growth rates in the region. Deposits at $1.75 billion in the 91910 Zip Code are more than 4.9 times what they were in 1996. But for the year ended June 30, 2006, Chula Vista-based Pacific Trust Bank and San Diego Community Bank lost deposits and market share while Seacoast Commerce Bank, also based in Chula Vista, gained ground slightly.

Chula Vista 91910
Bank Deposits in 2006
Institution Name Deposits $000 Market Share
Washington Mutual Bank 387,647 22.08%
Pacific Trust Bank 245,910 14.01%
Wells Fargo Bank 238,840 13.61%
Bank of America 172,805 9.84%
San Diego National Bank 138,208 7.87%
Union Bank of California 117,272 6.68%
Balboa Thrift & Loan 81,364 4.63%
First National Bank 78,125 4.45%
California Bank & Trust 64,479 3.67%
San Diego Community Bank 48,645 2.77%
Citibank West 48,460 2.76%
Seacoast Commerce Bank 48,219 2.75%
Banco Popular North American 47,909 2.73%
U.S. Bank 37,609 2.14%
TOTALS $1,755,492 100%
Chula Vista 91910
Bank Deposits in 2005
Institution Name Deposits $000 Market Share
Washington Mutual Bank 380,975 22.10%
Pacific Trust Bank 257,573 14.94%
Wells Fargo Bank 222,970 12.94%
Bank of America 197,908 11.48%
San Diego National Bank 131,654 7.64%
Union Bank of California 116,305 6.75%
Balboa Thrift & Loan 73,742 4.28%
California Bank & Trust 57,356 3.33%
First National Bank 51,771 3.00%
San Diego Community Bank 51,314 2.98%
U.S. Bank 43,836 2.54%
Citibank West 43,377 2.52%
Banco Popular North American 43,316 2.51%
Seacoast Commerce Bank 37,687 2.19%
Fireside Bank 13,699 0.79%
TOTALS $1,723,483 100%
Chula Vista 91910
Bank Deposits in 1996
Institution Name Deposits $000 Market Share
Wells Fargo Bank 111,449 31.48%
Great Western Bank 107,712 30.43%
Regency Savings Bank 53,963 15.24%
Union Bank of California 26,365 7.45%
Home Savings of America 20,512 5.79%
California Commerce Bank 19,669 5.56%
Pacific Commerce Bank 7,240 2.05%
San Diego National Bank 6,509 1.84%
Bank of America 597 0.17%
TOTALS $354,016 100%


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