Contact Info

San Diego National Bank
1420 Kettner Blvd.
San Diego, CA 92101
Phone: (619) 744-2133
Fax: (619) 232-7163
E-mail: sjeppson@sdnb.com
Sam Jeppson, 57, executive vice president and chief credit officer

• Date opened for business: 1981
  
  
• Assets as of latest quarter: $2.4 billion
  
  
• ROA: 1.5 percent
  
  
• Core capital as percentage of assets: 10.9 percent
  
  
• Provision for loan losses: $19.7 million, 1.06 percent
  
  
• Plant the flag: 21 branches with 4 new branches planned for 2007
  
  
• Employment: 350 employees

Directors

• Douglas Barnhart, CEO, Douglas E. Barnhart Inc.
  
  
• Mike Kelly, chairman, FBOP Corp.
  
  
• Mark Mandell, attorney
  
  
• Julius Zolezzi, president, Zolezzi Enterprises
  
  
• Robert Heskett, president, FBOP Corp.
  
  
• Karla Hertzog, president, Innovative
  
  
• Robert Horsman, president/CEO, San Diego National Bank
  
  
• Patti Roscoe, Patti Roscoe & Associates Inc.
  
  
• Murray Galinson, chairman, San Diego National Bank
  
  
• Margaret "Midge" Costanza, Midge Costanza Communications

Key personnel

• Robert Horsman, president/CEO
  
  
• Sam Jeppson
  
  
• Christopher Crockett, retail banking manager
  
  
• Gordon Boerner, administrative services manager
  
  
• Eric Larson, chief financial officer
  
  
• Dino D’Auria, commercial lending manager
  
  
• Al Woodson, credit administration manager
  
  
• Tom Sperla, loan administration

Niche or target customer

Mid-to-large commercial real estate loans, $1 million to $20 million commercial business loans to local clients, and home equity loans.