Contact Info

Embarcadero Bank
110 West A St., Suite 1000
San Diego, CA 92101
Phone: (619) 814-1740
Fax: (619) 595-7975
President: Maria P. Kunac, 54
(619-814-1744)
mkunac@embarcaderobank.com

• Opened for business: Dec. 18, 2006
  
  
• Assets as of latest quarter: $25.8 million, as of 3/31/07
  
  
• ROA: -3.29 percent
  
  
• Core capital as percentage of assets: 81.1 percent
  
  
• Provision for loan losses: $72,000
  
  
• Plant the flag: No new offices currently planned.
  
  
• Employment: 6

Board of Directors

• Jerry Suppa, chairman; founder, Suppa, Trucchi, Henein law firm
  
  
• Daniel Denison, former executive with United California Bank
  
  
• Ellen Geiger, former COO for Highland Federal Bank
  
  
• David Moore, president, Marathon Capital Holdings
  
  
• Frank Piani, real estate developer

Key personnel

Steve Rippe, CEO; Stephen Cooper, CFO; Karen Lister, operations manager; Steve Mann, deposit/security manager; Liz Rincon, office manager/executive assistant.

Niche or target customer

Bank’s focus is secured income producing real estate loans from $100,000 to $5 million. The bank also offers secured and unsecured business loans and a variety of depository products including remote capture where business clients can make direct deposits from their place of business.