Contact Info

San Diego Trust Bank
2550 Fifth Ave. Suite 120
San Diego, CA 92103
Phone: (619) 525-1728
Fax: (619) 525-1705
treschan@sandiegotrust.com

• Toby Reschan, Senior Executive Vice President and Chief Operating Officer, 53
  
  
• Opened for business: Oct. 30, 2003
  
  
• Assets as of latest quarter: $98.2 million
  
  
• ROA: 1.51 percent
  
  
• Core capital as percentage of assets: 14.6 percent
  
  
• Provision for loan losses: 1.29 percent
  
  
• Plant the flag: Bank says it’s aggressively pursuing opportunities for offices throughout San Diego County, but it will be based on "people first," location second.
  
  
• Employment: 17 employees

Board of Directors

• William Cole, director; president, William E. Cole Accountant APC.
  
  
• Christopher Coseo, director; president, Coseo Properties Inc.
  
  
• Brian Gowland, vice chairman of the Board, director, retired bank executive.
  
  
• Daniel Herde, director; retired bank executive.
  
  
• James Ledwith, director; partner, J.H. Cohn (accounting).
  
  
• Michael Morton, Director; President, The Brigantine Inc.
  
  
• Michael Perry, chairman of the board; president and CEO, San Diego Trust Bank
  
  
• James Reschan, director; chief operating officer, San Diego Trust Bank
  
  
• James St. John, director; partner, CSJ Properties
  
  
• Richard Wesselink, director; partner, Wesselink and Galvanoni Holding Enterprises
  
  
• Claudette Wilson, director; partner, Wilson Petty Kosmo & Turner

Key personnel

Reschan; Mike Perry, president and CEO; Joe Simmons, chief credit officer; John Penrith, chief lending officer.

Niche or target customer

Bank specializes in construction and business loans. The lending limit is approximately $3.65 million.