Daily Business Report: July 14, 2026
Here’s what the ‘once-in-a-lifetime’ federal housing bill means for California
By Ben Christopher| CalMatters
The largest single piece of federal housing legislation to come out of Congress in at least a generation is about to become law.
It will happen in the middle of the night, without much fanfare and it might be a while before many Californians notice its effects.
That’s because though the bill is politically monumental, it doesn’t do one big thing. Instead, it does a lot of little things. Individually, none of the bill’s 56 regulatory tweaks, pilot programs and low-cost loans and grants are likely to move the needle on the nation’s housing affordability woes, nor on California’s specifically.
by Mike Avila| California Post
Your neighbors might be paying less for the same groceries you buy every week. In the age of “surveillance pricing,” the cost of an item is being determined by your personal information. Companies are using your personal data to figure out how much they believe you are willing to pay. Now everyone from lawmakers to online influencers are starting to fight back against what many see as algorithmically driven price gouging.
Surveillance pricing is what happens when companies track who you are, where you live, the devices you use and your purchase history, then quietly adjust online prices based on that data. The profiling begins as soon as someone lands on a product page. Your preferred browser, your zip code, how long you spend on product pages — it’s all part of the equation. The more companies know, the more they can potentially charge you.
Surveillance pricing is not the same thing as surge pricing, the practice of temporarily raising prices during spikes in demand or lack of supply. The big difference is transparency.
SDCCU Free “Midyear Financial Outlook 2026” Presentation on July 22
by SDCCU
San Diego County Credit Union® (SDCCU®), one of Southern California’s largest locally-owned financial institutions is presenting a free educational webinar titled “LPL Financial Midyear Outlook 2026” on Wednesday, July 22, 2026, from 12:00 – 1:00 p.m. (PT). The webinar will be hosted by Jeffrey Buchbinder, Vice President and Equity Strategist for LPL Financial Research Investment Management Committee. This free webinar is open to the public, but registration is required. For webinar details, please visit sdccu.com/fww.
Buchbinder’s presentation will offer an overview of what experts forecast financially for the latter part of 2026, focusing on topics such as key drivers in the U.S. stock market and economy, interest rate conditions and inflationary factors, investment strategies in uncertain markets, and potential trends and opportunities for the remainder of 2026.
Buchbinder is a member of the LPL Financial Research Investment Management Committee. He is responsible for managing the LPL Research equity separately managed accounts (SMA) and tactical mutual fund and exchange-traded product (ETP) portfolios, as well as developing and articulating equity and general market strategy. Buchbinder regularly communicates market strategy to LPL Financial advisors and speaks at LPL Financial Conferences. Buchbinder contributes to Research’s flagship publications such as the Weekly Market Commentary, Outlook and Global Portfolio Strategy, a monthly snapshot of LPL Financial Research’s views on the equity and fixed income markets. Prior to joining LPL Financial in July 2003, Buchbinder worked as an equity research associate for Sanford C. Bernstein in New York and Deutsche Bank in Boston. He has more than 20 years of investment experience. Buchbinder earned his MBA from Duke University and a BA from Northwestern University in economics. He received the Chartered Financial Analyst designation in 2001 and is also a member of the CFA Institute. He currently holds Series 7, 63, and 87 registrations.
